*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    :root {
      --navy:   #0d1b5e;
      --teal:   #00b4cc;
      --teal2:  #00d4ef;
      --green:  #25D366;
      --greend: #1da851;
      --body:   #4a5568;
      --muted:  #718096;
      --bg:     #f5f8ff;
      --white:  #ffffff;
      --bdr:    #e2e8f4;
    }
    html { scroll-behavior: smooth; }
    body { font-family: 'Inter', sans-serif; background: var(--bg); color: var(--body); font-size: 15px; line-height: 1.5; -webkit-font-smoothing: antialiased; overflow-x: hidden;
      -webkit-user-select: none; -moz-user-select: none; -ms-user-select: none; user-select: none; }
    img { pointer-events: none; -webkit-user-drag: none; user-drag: none; }
    * { -webkit-touch-callout: none; }
    .w { width: 100%; max-width: 1100px; margin: 0 auto; padding: 0 16px; }

    header { background: var(--white); border-bottom: 1px solid var(--bdr); position: sticky; top: 0; z-index: 100; box-shadow: 0 1px 8px rgba(13,27,94,.08); }
    .hdr { display: flex; align-items: center; justify-content: space-between; height: 60px; }

    .logo { display: flex; align-items: center; gap: 10px; text-decoration: none; }
    .logo-box {
      width: 40px; height: 40px; border-radius: 10px; flex-shrink: 0;
      background: linear-gradient(135deg, #0d1b5e 0%, #1a3a9c 100%);
      display: flex; align-items: center; justify-content: center;
      box-shadow: 0 2px 8px rgba(13,27,94,.35);
    }
    .logo-name { display: block; font-size: 13.5px; font-weight: 800; color: var(--navy); line-height: 1.2; }
    .logo-sub  { display: block; font-size: 9px; font-weight: 700; color: var(--teal); letter-spacing: .08em; text-transform: uppercase; }

    .ham { width: 38px; height: 38px; border: none; background: none; cursor: pointer; display: flex; flex-direction: column; justify-content: center; gap: 5px; padding: 4px; }
    .ham span { display: block; width: 22px; height: 2px; background: var(--navy); border-radius: 2px; transition: .2s; }

    .desk-nav { display: none; align-items: center; gap: 28px; }
    .desk-nav a { font-size: 13px; font-weight: 600; color: var(--navy); text-decoration: none; white-space: nowrap; transition: color .15s; }
    .desk-nav a:hover { color: var(--teal); }
    .nav-cta { display: inline-flex !important; align-items: center; gap: 7px; background: var(--green) !important; color: #fff !important; padding: 10px 20px !important; border-radius: 50px; font-size: 13px !important; font-weight: 700 !important; transition: background .2s; }
    .nav-cta:hover { background: var(--greend) !important; }

    .hero { background: var(--white); border-bottom: 1px solid var(--bdr); }

    .status-strip {
      display: flex; align-items: center; justify-content: center;
      padding: 20px 1px 0px;
      border-bottom: none;
      margin-bottom: -5px;
    }
    .status-row { display: none; align-items: center; gap: 0; margin-bottom: 16px; }

    .sp {
      display: inline-flex; align-items: center; gap: 5px;
      border: 1px solid var(--bdr); border-radius: 50px;
      padding: 5px 11px; font-size: 11px; font-weight: 600;
      color: var(--navy); white-space: nowrap; background: var(--white);
    }
    .sdiv { width: 1px; height: 26px; background: var(--bdr); flex-shrink: 0; margin: 0 6px; }
    .dot  { width: 8px; height: 8px; background: #22c55e; border-radius: 50%; flex-shrink: 0; animation: pulse 2s infinite; }
    @keyframes pulse { 0%,100% { box-shadow: 0 0 0 0 rgba(34,197,94,.45); } 50% { box-shadow: 0 0 0 5px rgba(34,197,94,0); } }

    .hero-body { display: flex; align-items: center; padding: 22px 16px 28px; }
    .hero-txt { flex: 1 1 55%; min-width: 0; padding-right: 12px; position: relative; z-index: 10; }
    .hero-txt h1 { font-size: 27px; font-weight: 800; color: var(--navy); line-height: 1.15; margin-bottom: 10px; }
    .hero-txt h1 .hl { color: var(--teal); }
    .hero-txt p  { font-size: 12.5px; color: var(--body); line-height: 1.65; margin-bottom: 18px; max-width: 340px; }
    .btn-wa {
      display: inline-flex; align-items: center; gap: 8px;
      background: var(--green); color: #fff;
      font-size: 13px; font-weight: 700;
      padding: 11px 17px; border-radius: 50px;
      text-decoration: none; transition: background .2s, transform .15s;
      white-space: nowrap;
    }
    .btn-wa:hover { background: var(--greend); transform: translateY(-1px); }
    .sec-note { display: flex; align-items: center; gap: 5px; font-size: 9px; color: var(--muted); margin-top: 9px; margin-left: 9px; }
    .hero-img-wrap { flex: 0 0 42%; max-width: 42%; display: flex; align-items: center; justify-content: center; position: relative; z-index: 1; }
    .hero-img-wrap img { display: block; width: auto; height: auto; max-width: 100%; max-height: 220px; object-fit: contain; }

    .sec     { padding: 28px 0; }
    .sec-bg  { background: var(--bg); }
    .sec-wh  { background: var(--white); border-top: 1px solid var(--bdr); }
    .sec-head { text-align: center; margin-bottom: 20px; }
    .sec-ttl  { display: flex; align-items: center; justify-content: center; gap: 9px; margin-bottom: 6px; }
    .tl       { flex: 0 0 26px; height: 2.5px; background: var(--teal); border-radius: 2px; }
    .sec-ttl h2 { font-size: 19px; font-weight: 800; color: var(--navy); }
    .sec-ttl h2 .hl { color: var(--teal); }
    .sec-sub  { font-size: 12.5px; color: var(--muted); }

    .svc-list { display: flex; flex-direction: column; gap: 9px; }
    .svc {
      background: var(--white); border: 1px solid var(--bdr);
      border-radius: 13px; padding: 13px;
      display: flex; align-items: center; gap: 11px;
      text-decoration: none; transition: box-shadow .2s, transform .15s;
    }
    .svc:hover { box-shadow: 0 4px 18px rgba(13,27,94,.1); transform: translateY(-1px); }
    .svc-ic  { width: 46px; height: 46px; border-radius: 50%; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
    .ic-tl   { background: linear-gradient(135deg, #00b4cc, #00d4ef); }
    .ic-nv   { background: linear-gradient(135deg, #0d1b5e, #1a3a9c); }
    .svc-bd  { flex: 1; min-width: 0; }
    .svc-bd strong { display: block; font-size: 13.5px; font-weight: 700; color: var(--navy); margin-bottom: 2px; }
    .svc-bd span   { font-size: 11.5px; color: var(--muted); line-height: 1.4; }
    .svc-arr { width: 27px; height: 27px; border-radius: 50%; background: var(--bg); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }

    .trust   { background: var(--white); border-top: 1px solid var(--bdr); border-bottom: 1px solid var(--bdr); padding: 18px 0; }
    .tg      { display: grid; grid-template-columns: repeat(4, 1fr); gap: 6px; text-align: center; }
    .ti      { display: flex; flex-direction: column; align-items: center; gap: 5px; }
    .ti span { font-size: 10px; font-weight: 600; color: var(--navy); line-height: 1.3; }

    .steps { display: flex; align-items: flex-start; justify-content: center; gap: 0; margin-top: 20px; }
    .step  { display: flex; flex-direction: column; align-items: center; gap: 7px; flex: 1; max-width: 90px; }
    .sc    { width: 50px; height: 50px; border-radius: 50%; border: 2.5px solid var(--teal); background: var(--white); display: flex; align-items: center; justify-content: center; position: relative; z-index: 2; }
    .sn    { position: absolute; top: -4px; left: -4px; width: 19px; height: 19px; background: var(--teal); border-radius: 50%; font-size: 9.5px; font-weight: 700; color: #fff; display: flex; align-items: center; justify-content: center; }
    .sl    { font-size: 10.5px; font-weight: 600; color: var(--navy); text-align: center; line-height: 1.3; max-width: 68px; }
    .scon  { flex: 1; height: 2px; border-top: 2px dashed var(--teal); margin-top: 25px; opacity: .5; min-width: 6px; }

    .faq-ls { display: flex; flex-direction: column; gap: 7px; }
    .fi     { background: var(--white); border: 1px solid var(--bdr); border-radius: 11px; overflow: hidden; }
    .fq     { width: 100%; background: none; border: none; padding: 13px 15px; display: flex; align-items: center; justify-content: space-between; gap: 10px; cursor: pointer; text-align: left; font-size: 13px; font-weight: 600; color: var(--navy); font-family: inherit; transition: background .15s; }
    .fq:hover { background: var(--bg); }
    .fi-ico { width: 21px; height: 21px; border-radius: 50%; border: 1.5px solid var(--bdr); display: flex; align-items: center; justify-content: center; flex-shrink: 0; font-size: 16px; color: var(--teal); line-height: 1; transition: transform .25s; }
    .fi.open .fi-ico { transform: rotate(45deg); }
    .fa  { max-height: 0; overflow: hidden; transition: max-height .3s ease; }
    .fai { padding: 0 15px 13px; font-size: 12.5px; color: var(--body); line-height: 1.6; }
    .fnf { background: var(--white); border: 1px solid var(--bdr); border-radius: 13px; padding: 15px; margin-top: 12px; display: flex; align-items: center; gap: 11px; flex-wrap: wrap; }
    .fnft { flex: 1; min-width: 130px; }
    .fnft strong { font-size: 13px; color: var(--navy); display: block; }
    .fnft span   { font-size: 11.5px; color: var(--muted); }
    .btn-wsm { display: inline-flex; align-items: center; gap: 6px; background: var(--green); color: #fff; font-size: 12.5px; font-weight: 700; padding: 10px 16px; border-radius: 50px; text-decoration: none; transition: background .2s; white-space: nowrap; }
    .btn-wsm:hover { background: var(--greend); }

    .cta    { background: linear-gradient(135deg, #0d1b5e 0%, #1a3a9c 100%); }
    .cta-in { display: flex; flex-direction: column; align-items: flex-start; gap: 16px; padding: 28px 0; }
    .cta-row { display: flex; align-items: center; gap: 13px; }
    .cta-ico { width: 50px; height: 50px; border-radius: 50%; background: rgba(0,180,204,.22); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
    .cta-tt  { font-size: 19px; font-weight: 800; color: #fff; }
    .cta-sb  { font-size: 12.5px; color: rgba(255,255,255,.7); margin-top: 3px; }
    .btn-wlg { display: inline-flex; align-items: center; justify-content: center; gap: 9px; background: var(--green); color: #fff; font-size: 14px; font-weight: 700; padding: 14px 26px; border-radius: 50px; text-decoration: none; width: 100%; transition: background .2s; }
    .btn-wlg:hover { background: var(--greend); }
    .cta-nt  { font-size: 11.5px; color: rgba(255,255,255,.5); text-align: center; width: 100%; }

    .tft { background: var(--white); border-top: 1px solid var(--bdr); padding: 14px 0; }
    .tfg { display: flex; flex-direction: column; gap: 10px; }
    .tfi { display: flex; align-items: flex-start; gap: 8px; }
    .tfi svg { flex-shrink: 0; margin-top: 2px; }
    .tfi span { font-size: 11.5px; color: var(--body); line-height: 1.5; }

    footer { background: var(--navy); color: rgba(255,255,255,.65); padding: 40px 0 0; }
    .ft-brand { margin-bottom: 28px; }
    .ft-logo  { display: flex; align-items: center; gap: 10px; margin-bottom: 12px; }
    .ft-logo .logo-box { background: linear-gradient(135deg, rgba(255,255,255,.15), rgba(255,255,255,.07)); box-shadow: none; border: 1px solid rgba(255,255,255,.15); }
    .ft-logo .logo-name { color: #fff; font-size: 13.5px; }
    .ft-logo .logo-sub  { color: var(--teal2); }
    .ft-desc { font-size: 12.5px; color: rgba(255,255,255,.5); line-height: 1.65; margin-bottom: 14px; max-width: 340px; }
    .ft-wa {
      display: inline-flex; align-items: center; gap: 8px;
      background: var(--green); color: #fff;
      padding: 10px 18px; border-radius: 50px;
      font-size: 13px; font-weight: 700;
      text-decoration: none; transition: background .2s;
    }
    .ft-wa:hover { background: var(--greend); }

    .ft-cols { display: flex; flex-direction: column; gap: 22px; margin-bottom: 28px; }
    .ft-col h4 { font-size: 10px; font-weight: 700; color: rgba(255,255,255,.35); letter-spacing: .09em; text-transform: uppercase; margin-bottom: 12px; }
    .ft-col a  { display: block; font-size: 12.5px; color: rgba(255,255,255,.6); text-decoration: none; margin-bottom: 9px; line-height: 1.4; transition: color .15s; }
    .ft-col a:hover { color: var(--teal2); }

    .ft-div { border: none; border-top: 1px solid rgba(255,255,255,.1); }
    .ft-bot {
      display: flex; align-items: center; justify-content: space-between;
      gap: 10px; flex-wrap: wrap;
      padding: 14px 0 16px;
    }
    .ft-copy { font-size: 12px; color: rgba(255,255,255,.3); line-height: 1.5; }
    .ft-links { display: flex; gap: 16px; flex-wrap: wrap; }
    .ft-links a { font-size: 11px; color: rgba(255,255,255,.35); text-decoration: none; transition: color .15s; }
    .ft-links a:hover { color: rgba(255,255,255,.7); }

    .fwa  { position: fixed; bottom: 20px; right: 20px; width: 54px; height: 54px; background: var(--green); border-radius: 50%; display: flex; align-items: center; justify-content: center; text-decoration: none; box-shadow: 0 4px 18px rgba(37,211,102,.45); z-index: 200; transition: transform .2s; }
    .fwa:hover { transform: scale(1.08); }
    .fwab { position: absolute; top: 0; right: 0; width: 15px; height: 15px; background: #ef4444; border-radius: 50%; border: 2px solid #fff; }

    .ov   { position: fixed; inset: 0; background: rgba(0,0,0,.4); z-index: 299; display: none; }
    .ov.on { display: block; }
    .mob  { position: fixed; top: 0; right: -100%; width: 265px; height: 100vh; background: var(--white); z-index: 300; box-shadow: -4px 0 24px rgba(13,27,94,.15); transition: right .3s ease; padding: 18px; overflow-y: auto; }
    .mob.on { right: 0; }
    .mc   { background: none; border: none; font-size: 21px; color: var(--navy); cursor: pointer; float: right; margin-bottom: 18px; }
    .ml   { clear: both; }
    .ml a { display: flex; align-items: center; gap: 9px; padding: 12px 0; border-bottom: 1px solid var(--bdr); font-size: 13.5px; font-weight: 600; color: var(--navy); text-decoration: none; }
    .ml a:hover { color: var(--teal); }
    .mob-wa { margin-top: 18px; background: var(--green); color: #fff !important; padding: 12px 18px !important; border-radius: 50px; justify-content: center; border-bottom: none !important; }

    @media (min-width: 768px) {
      .ham      { display: none; }
      .desk-nav { display: flex; }
      .hdr { height: 70px; }
      .status-strip { display: none; }
      .status-row   { display: flex; }
      .hero-body { padding: 44px 0 52px; }
      .hero-txt h1 { font-size: 40px; }
      .hero-txt p  { font-size: 15px; margin-bottom: 26px; max-width: 440px; }
      .btn-wa      { font-size: 15px; padding: 14px 28px; }
      .hero-img-wrap img { max-height: 340px; }
      .sp          { font-size: 12px; padding: 6px 13px; }
      .svc-list { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
      .step { max-width: 130px; }
      .sc   { width: 56px; height: 56px; }
      .sl   { font-size: 12px; max-width: 90px; }
      .cta-in { flex-direction: row; align-items: center; justify-content: space-between; padding: 44px 0; gap: 36px; }
      .cta-tt  { font-size: 24px; }
      .cta-sb  { font-size: 14px; }
      .btn-wlg { width: auto; padding: 16px 40px; font-size: 15px; }
      .cta-nt  { width: auto; }
      .cta-right { display: flex; flex-direction: column; align-items: flex-end; gap: 9px; flex-shrink: 0; }
      .tfg { flex-direction: row; gap: 24px; }
      .tfi { flex: 1; }
      .tfi span { font-size: 12px; }
      .ft-inner { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 32px; }
      .ft-brand { margin-bottom: 0; }
      .ft-cols  { display: contents; }
    }

    @media (min-width: 1024px) {
      .hero-txt h1 { font-size: 48px; }
      .hero-body   { padding: 30px 0 36px; }
      .sec         { padding: 48px 0; }
      .hdr         { height: 72px; }
    }

    @media (max-width: 767px) {
      .ft-bot {
        flex-direction: column;
        justify-content: center;
        align-items: center;
        text-align: center;
      }
      .ft-links {
        width: 100%;
        justify-content: center;
        align-items: center;
      }
      .ft-copy { text-align: center; }

      .tfg {
        display: flex !important;
        flex-direction: row !important;
        justify-content: center !important;
        align-items: center !important;
        flex-wrap: nowrap !important;
        gap: 20px !important;
      }
      .tfi {
        display: flex !important;
        flex-direction: row !important;
        align-items: center !important;
        width: auto !important;
        flex: none !important;
      }
      .tfi span { white-space: nowrap; font-size: 11px; }
      .desktop-only { display: none !important; }

      .hero-body { padding: 28px 0 34px !important; }
    }

    @media (min-width: 768px) {
      .hero-body { padding: 28px 0 34px !important; }
    }
    @media (min-width: 1024px) {
      .hero-body { padding: 30px 0 36px !important; }
    }